Aspire Budgeting gives you a complete zero-based budgeting system inside Google Sheets. Dashboard, reports, categories, multi-account tracking — all free.
Get the free templateAssign every dollar of income to a category before you spend. When your Available to Budget reaches zero, every dollar has a job. This is the same methodology used by YNAB — built into a free Google Sheet.
One tab that shows everything at a glance: category balances, account totals, Available to Budget, and monthly activity. Know exactly where you stand without clicking around.
Built-in reports that update automatically as you log transactions. No manual chart-building required.
Share the spreadsheet with a partner, spouse, or family member using Google Sheets' built-in sharing. Both people can view and edit simultaneously — no extra accounts, no extra cost.
Your budget lives in your Google Drive — not on someone else's servers. No bank credentials, no Plaid, no third-party access to your accounts.
It's a spreadsheet. Add columns, rename things, change formulas, build your own views. Aspire gives you structure — you decide how far to take it.
$5/month. Cancel anytime. The core budget works without it.
Download your bank statement, drop it in. Smart column mapping remembers your format — one click import from then on. No Plaid, no third-party access, no sharing your bank password.
Matches new transactions to categories based on your own past entries. No AI, no external services — just your history, working for you.
Copy the spreadsheet to your Drive. Add your accounts and categories. Assign your income. Done.
Copy the free templateNo sign-up. No credit card. No subscription.