Aspire gives you a free zero-based budgeting system inside Google Sheets, with the structure to stay current and the flexibility to recover when life gets messy.
Get the free template
Assign every dollar of income to a category before you spend. When your Available to Budget reaches zero, every dollar has a job. This is the same methodology used by YNAB — built into a free Google Sheet.
Open one dashboard tab and see what's safe to spend, what's already spoken for, and whether the month is drifting off plan.
Built-in reports that update automatically as you log transactions. No manual chart-building required.
Share the spreadsheet with a partner, spouse, or family member using Google Sheets' built-in sharing. Both people can view and edit simultaneously — no extra accounts, no extra cost.
Your budget lives in your Google Drive — not on someone else's servers. No bank credentials, no Plaid, no third-party access to your accounts.
It's a spreadsheet. Add columns, rename things, change formulas, build your own views. Aspire gives you structure — you decide how far to take it.
Budget in euros, pounds, yen, baht, or any of 50+ currencies. Aspire reads your Google Sheets locale and formats dates, currency symbols, and number separators automatically.
Switching from YNAB? Export your Register CSV and drop it into Aspire. Transactions, categories, accounts, and payees are mapped automatically — no column setup, no subscription required.
$5/month. Cancel anytime. The core budget works without it.
Download your bank statement, drop it in. Smart column mapping remembers your format — one click import from then on. No Plaid, no third-party access, no sharing your bank password.
Matches new transactions to categories based on your own past entries. No AI, no external services — just your history, working for you.
Fund all your budget categories in one click. Quick Budget calculates what each category needs based on your targets and goals, then writes the transfers for you.
See where every category is headed before the month ends. Budget Forecast projects your spending and warns you about categories on pace to overspend.
Automatically detects subscriptions and recurring bills from your transaction history. Find forgotten charges, spot price increases, and see your total recurring spend at a glance.
Divide a single purchase across multiple budget categories. One receipt, multiple categories — each reflects what you actually spent without manual row editing.
Copy the spreadsheet to your Drive. Add your accounts and categories. Assign your income. Done.
Copy the free templateNo sign-up. No credit card. No subscription.