Aspire Budgeting

Free to budget. $5/month if you want to catch up faster.

Aspire’s core budget stays free. The add-on is free to install and includes reports, diagnostics, budget snapshots, and YNAB transaction import. Turbo is the optional paid layer.

Aspire Budgeting

Free

A complete envelope-style zero-based budget for Google Sheets, free to copy and keep.

  • Zero-based envelope budgeting
  • Dashboard with all category balances
  • Transaction tracking
  • Category transfers
  • Multiple account support
  • Spending reports
  • Trend reports
  • Income vs. expense reports
  • Free add-on reports, diagnostics, and budget snapshots
  • Partner sharing via Google Sheets
  • Mobile access via Google Sheets app
  • Custom categories and separate custom views
  • Your data in your Google Drive
  • Free YNAB import — bring your transaction history

Aspire Turbo

$5/month

For people who want the awareness of a spreadsheet without spending their weekend catching it up. Import transactions in bulk, let auto-categorization do the rest, fund your budget in one click, and see projected spending before you overspend. Aspire Mobile keeps everyday balance checks and transaction entry close at hand.

  • Everything in the free spreadsheet
  • Aspire Mobile — check balances and add transactions from your phone
  • CSV Import — drop in your bank statement, done in seconds
  • Auto-Categorization — learns from your history, no AI
  • Quick Budget — fund all categories in one click
  • Budget Forecast — see projected spending before you overspend
  • Recurring Expense Tracker — find forgotten subscriptions and spot price increases
  • Split Transaction — divide one purchase across multiple categories
  • All future Turbo features at no extra cost
Try Aspire Turbo free

Payment method required. Renews at $5/month after 30 days unless canceled. Taxes may apply.

Aspire Budgeting vs. the alternatives — the core budgeting methodology (zero-based, envelope-style) is entirely free.

ToolCostZero-based budgetingData ownership
Aspire BudgetingFreeYour Google Drive
YNAB$14.99/monthHosted by YNAB; export available
Tiller Money$99/yearWith templatesYour Google Drive
EveryDollarFree / $79.99/year / $17.99/monthHosted by EveryDollar
GoodbudgetFree / $10/monthEnvelope onlyTheir servers

Read the full comparison →