Switch from YNAB in 2 minutes

Yes. Importing your YNAB export is completely free — no Aspire Turbo subscription required. Regular bank CSV imports remain a Turbo feature, but YNAB imports are free for everyone.

Transaction dates, amounts (inflow and outflow), categories, account names, and payee/memo descriptions. Budget allocations (how much is assigned to each category) do not carry over — you set those up fresh in Aspire.

Yes. The import maps your YNAB category names directly to Aspire categories. Set up your categories in Aspire first using the same names as YNAB (including emoji if you use them). Any transactions with unmatched categories will still import — the category field will just show what YNAB had.

Yes. The YNAB Account column is imported directly. Make sure your Aspire account names match your YNAB account names (e.g., "Checking", "Credit Card").

Budget allocations (how much money is assigned to each category) are not imported. YNAB exports this in a separate Budget CSV that Aspire does not process. You will set up your budget amounts manually in Aspire's Configuration sheet.

YNAB exports split transactions as individual rows, each with their own amount and category. These import as separate transactions in Aspire, which is correct behavior — each split gets its own line.

The entire file is imported as-is. If you only want certain accounts, filter your CSV in Google Sheets or Excel before importing — remove the rows for accounts you do not want.

Aspire deduplicates automatically. If a transaction was already imported, it will be skipped. You will see a count of how many were imported vs. skipped.

Yes. Both use zero-based envelope budgeting: every dollar gets assigned to a category, and you spend from category balances. The methodology is identical.