Can I use multiple currencies?
How to handle multiple currencies in Aspire Budgeting.
Updated July 24, 2026
Aspire works best with a single primary currency. The spreadsheet doesn’t have built-in currency conversion or multi-currency accounts.
If you earn and spend in one currency
On the Configuration tab, select your primary currency from the Sidebar currency dropdown and format the Sheet currency format sample cell the way you want spreadsheet amounts to appear. Then open the add-on and run Localize → Apply Sheet Formats. This setup works for most users.
If you occasionally spend in a foreign currency
For occasional foreign purchases (travel, international online orders):
- Log the transaction in your primary currency using the amount that actually cleared your bank (after conversion)
- Your bank statement will show the converted amount — use that number
- Add a memo noting the original currency if helpful (e.g., “Hotel — €120 → $132”)
This keeps your budget in a single currency while preserving the context you need.
If you earn or hold money in multiple currencies
If you have accounts in different currencies (e.g., a USD checking account and a EUR savings account), your best options are:
- Pick a primary currency and convert all amounts to that currency when logging. This keeps the math simple but requires you to manually convert.
- Use a separate Aspire spreadsheet for each currency. This works well if your spending in each currency is mostly independent (e.g., you live in the US but have a EUR account for European subscriptions).
Limitations
- Aspire won’t auto-convert currencies or track exchange rates
- The Dashboard, reports, and balances all assume a single currency
- If you mix currencies without converting, your totals will be mathematically incorrect
For most people, option 1 (convert to your primary currency at the time of transaction) works well and keeps things simple.