Aspire Budgeting

Can I use multiple currencies?

Published on June 11, 2026

Aspire works best with a single primary currency. The spreadsheet doesn’t have built-in currency conversion or multi-currency accounts.

If you earn and spend in one currency

Set your Google Sheets locale to match your currency (File → Settings → Locale). All amounts in Aspire will display in that currency. This is the default setup and works for most users.

If you occasionally spend in a foreign currency

For occasional foreign purchases (travel, international online orders):

  • Log the transaction in your primary currency using the amount that actually cleared your bank (after conversion)
  • Your bank statement will show the converted amount — use that number
  • Add a memo noting the original currency if helpful (e.g., “Hotel — €120 → $132”)

This keeps your budget in a single currency while preserving the context you need.

If you earn or hold money in multiple currencies

If you have accounts in different currencies (e.g., a USD checking account and a EUR savings account), your best options are:

  1. Pick a primary currency and convert all amounts to that currency when logging. This keeps the math simple but requires you to manually convert.
  2. Use a separate Aspire spreadsheet for each currency. This works well if your spending in each currency is mostly independent (e.g., you live in the US but have a EUR account for European subscriptions).

Limitations

  • Aspire won’t auto-convert currencies or track exchange rates
  • The Dashboard, reports, and balances all assume a single currency
  • If you mix currencies without converting, your totals will be mathematically incorrect

For most people, option 1 (convert to your primary currency at the time of transaction) works well and keeps things simple.